Equity Matters
It’s important to look at the type of home loans people get in a community. In the United States, people of color often face predatory lending more than white people. [] Predatory lending means giving loans with unfair or harmful conditions to the borrowers.
[H13] Ross, S.L., & Yinger, J. (2002). The Color of Credit: Mortgage Discrimination, Research Methodology, and Fair-Lending Enforcement. MIT Press. https://mitpress.mit.edu/9780262538602/the-color-of-credit/